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Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it’s a lifestyle.
Getting credit help can raise a lot of questions: What are the best steps to take immediately? Will I be able to raise my credit score at all? Who can I trust to get credit help the right way?
All of these questions are important because a credit score is not only a number, but it’s a lifestyle. A good credit score can open up doors for greater opportunities and provide access to your financial dreams.
Yes, literally having a good credit score may help you buy the house of your dreams, go on the once-in-a-lifetime vacation you’ve been wishing for and so much more.
Keep reading to to find out about my personal relationship with good credit and how you can improve your credit score!
How Good Credit Opened Up Many Doors for Me
My dad died when I was two, and my mom died when I was 10. By the time I was a pre-teen, I was already thinking about my financial future.
I was nervous that if I failed with paying off credit debt and school loans and didn’t get a high-paying job that I would have no safety net to catch me.
This fear forced me to make sure I’d have a good credit score by the time I graduated collage. I got a credit card at age 17, which I used simply for gas and car insurance, and paid it off monthly with my babysitting money.
This paid off! I had a great credit score in a couple of years, and despite being a completely self-sufficient college student with loans, I was able to get better credit cards with more points and lower interest rates.
Because of my credit score, I was financially independent. I was able to buy a new car at age 20 with low monthly interest rate that I haggled myself, and even better, I was able to travel on credit to countries like Peru and New Zealand. Of course, I got points while traveling so even made money off something I dreamed of as a kid.
By the time I graduated college, I was able to rent an apartment on my own in New York City. My friends who had little to no credit scores and no savings had to rely on their parents to help them rent an apartment.
My total financial freedom unrestricted by my credit score helped me live the live I always dreamed of. I was no longer an orphan living on welfare; I became an independent woman with total control of her life.
I share my story with you not to say, “Hey, look at how great having a good credit score in the past was,” but to show you the lifestyle that you can have once you repair your credit score and improve it.
Luckily for you, your credit score is not set in stone! You can absolutely repair it as long as you WANT to have a better lifestyle and MAKE THE EFFORT to repair it.
How Repairing My Family Member’s Credit Score Improved Her Life
Because of my lifelong relationship with a good credit score, a family member with a terrible credit score reached out to me for credit help. She had thousands in debt and didn’t know where to start.
We went on a do it yourself credit repair route by creating a Excel sheet with all the companies she was indebted to and how much money she owed at which time.
It took her several years to fix her credit score enough to a point where she could buy her own car and mortgage, but it took a lot of time, trouble, and of course, STRESS.
Looking back, I 100% know that I was not a credit professional just because I had great credit. I would’ve definitely referred her to CreditRepair.com knowing that they have a strong team of credit professionals who can not only help people get the credit scores they deserve, but also educate and empower them to make the right credit-related decisions.
Also, going with CreditRepair.com might’ve helped her improve her credit score faster. Past clients of theirs have seen an average score increase of 40 points in just four months!
Although not all clients see results as these since all legal cases are different, and you should not expect to see the same results since it’s not guaranteed, I have a feeling that going with CreditRepair.com really could’ve helped her improve her credit score more efficiently than our DIY credit repair plan.
All we really used was an Excel sheet, free but limited credit report sites and the phone to call companies. CreditRepair.com has top-notch technology that provides its members with a personal online dashboard, a credit score tracker and analysis, creditor and bureau interactions, text and email alerts, mobile apps and credit monitoring. Talk about efficiency!
How to Get Reliable Credit Help
Getting reliable credit help can improve your credit score, which can save you thousands of dollars in interest rates.
Of course, you want to do this with a trustworthy company like CreditRepair.com who is a leading provider of credit report repair services in the United States.
What’s your relationship with credit? Have you found reliable credit help to achieve the lifestyle you always dreamed of? Let me know in the comments below!
Thanks for stopping by!